Friday, 22 September 2017
Zero Debt, Break the debt cycle and reclaim your life is wonderfully simple and simply wonderful book by Neeraj Deginal. This is the real life story of a man who was crushed under endless EMIs. It narrates us how he was neck deep in debts and how he came out of it to become cent percent debt free. I am sure most of us, who bought a home to save tax, bought second home as an investment, purchased a car because it was on EMIs and are left with paltry salary after all the deductions, will be able to relate to his case. The book states how real estate investment is not always a profitable proposition. The author has incurred losses in all his real estate investments. ‘Buying was always easy; however it is very difficult to sell a real estate property.’ He says.
The book highlights how both the schools and families fail to impart any sort of financial education, and how as earning adults we have to pay the price for it.
The book is extremely well written. The language is simple, yet riveting. The editing is superb. The book is divided into several short chapters. Apart from finance it also covers health and simplification of life. In the words of the author, ‘the overall objective is to celebrate life, enjoy life’. The book is interspersed with quotes like ‘If you don’t find a way to make money while you sleep, you will end up working until you die – Warren Buffet’ and ‘The three most harmful addictions are heroin, carbohydrates and monthly salary – Nicholas Taleb.’ However I wasn’t able to digest one particular averment in the book. ‘Fixed Deposit attracts 30% tax on the interest earned, irrespective of years deposited.’ This cannot be a blanket statement and the tax on fixed deposits depends upon in which tax bracket you fall.
Another startling fact about this book is that it is a copyright free book. Though the book is based on the personal experiences of the author, according to him the ideas are not original. The objective of this book is to offer help and hence the readers are free to copy or reprint any content from it.
So if are struggling on the financial front this book could be your saviour.
Thursday, 14 September 2017
1. I get to bed early
By the time the hour hand of the clock passed ten in the night, I start yawing. I slip into my bed. My body clock tells me that it is five and open my eyes.
I cannot do without thirty minutes exercise, every day morning and evening. While the time period of thirty minutes is fixed, the exercise regime is quite flexible. So I run, I walk, I pick the weights and do some yoga. The mind co-operates when you don't tie it tightly to one particular exercise.
3. No fried items
While there is nothing wrong with fried items, the residue oil which is high in cholestrol and triglycrides is used for cooking food. It is harmful. So I have a rule, no fried things at home. I do eat them when I am out. That restricts the intake of samosas to one or two and the remainder oil doesn't find its way to my stomach.
I love to meditate. Again like exercise my meditation is flexible. If you impose anything upon the mind it revolts. But you give tiny morsels to it and it begins to like it. I not only meditate behind the close doors, but I am also happy being in the moment while going for a walk and while touching the soft cheeks of my baby.
5. Eat sprouts
Everyone knows the magical effect of sprouts. So I add a little sprouts to my rice. Sometimes I have delicious curries of sprouts too.
6. Count your blessings
Counting your blessings inculcates a sense of gratitude in you. Gratitude goes hand in hand with happiness. A positive state of mind is very important for a healthy body and mind.
7. Eat flex seeds
Flex seeds are the heart's tonic. Some times I eat them raw, some times I make chutney out of it.
8. Laugh a lot
Laugter is so important for a good health. My one year old baby and me have formed a laughter club, where we laugh for no rhyme and reason. When I say, laugh it is good belly laugh and not just parting of lips.
Stepping on the accupressure mat and pressing the points with the accupressure pen is one of my favourite pasttimes. I belive in alternative therapies and indulge myself into it whenever time offers.
10. Don't bloat yourself
Wednesday, 13 September 2017
The Quest of the Sparrows has an interesting premise which instantly strikes a chord with the reader. The protagonist crushed under the work pressure and whose marital life is on a toss may appear a reflection of many of us. We then encounter the fundamental question, what is life all about? This leads to a spiritual odyssey. The protagonist Nikhil starts a soul searching journey. When he visits the ashram, he realises that the swami is dead and now he is succeeded by a strapping youth Partibhan. Nikhil has his own reservations about the new Master. Yet he becomes a part of the group lead by Partibhan, which undertakes journey to Ganpatipule on foot. They do not carry a single penny with them and live on alms. In return they agree to do some chores for their benefactor. On this journey they meet people with different temperaments. They touch each other lives and elevate to another plane. Partibhan emerges as a spiritually evolved person in this journey. But there are some who are apprehensive about Partibhan. They believe Partibhan is a charlatan. Again Partibhan has his skeletons of his past buried inside the cupboard. Is Partibhan indeed a charlatan? Are Sanjeev’s apprehensions true? To find an answer to these questions you will have to read the book the Quest of the Sparrows.
When it comes to writing the book is extremely well written. The editing is clean and the pace keeps you hooked to the story. Lines like ‘Being spiritual doesn’t mean one has to be indifferent. Sometimes, controlled anger is necessary to check injustice,’ indeed do offer a new spiritual insight.
But the novel falls off-track with Sanjeev and Partibhan’s past, and our journey to Ganpatipule is abandoned midway. I believe the novel would have been class apart if the authors had chosen to stick to the Ganpatipule foot journey alone. Not doing so makes this novel just an average read.
Monday, 4 September 2017
The Life of Hinduism is a montage of classic essays on Hinduism. The book almost touches every aspect of the revered religion or way of life, whichever term you like to use. The book is divided into eight parts.
In the first part Worship idol worship, fasts and discovery of Vrindavan are dealt with. In the following part The Life Cycle, the menace of child marriage is discussed. It tells us how divorce and remarriage is easier in so called lower strata’s of the society, while the higher caste widows are expected to lead a lonely life without a partner. It is in this part that the most exciting essay in the collection features. Titled Death and beyond Death: The Ochre Robe, many esoteric secrets are shared in this marvellous write up. This essay builds a suspense, intrigues you and towards the end even offers some solace.
In the part Festival, Diwali and Holi are discussed. Being an Indian I didn’t find anything interesting about these essays for I have been celebrating these festivals throughout my life.
Another part of the collection which sparkles is Performance. Ramlila, TV serial Ramayan and possession by deities feature in this part. It is interesting to know about Ramnagar’s famous Ramlila and its distinctiveness. The author of this essay views it not only from her own eyes but also through that of ordinary peasants who have assembled for the Ramlila. In every part of India we have seen many women and a few men who claim to have been possessed by God and Goddesses. Here the author quotes the reason why deities like Vishnu and Shiva never posess anyone. She narrates how cults are formed by these godmen and women and their clashes, at times fights with each other.
In the section called Gurus we meet Anandmayi Ma and Radhasoami. With Anandmayi Ma, the Goddess first time came in the form of a woman and women felt secure in her company for even then there was no dearth of Godmen who exploited the poor, illiterate women. Though Ma kept on telling that God was present everywhere including the devotees, she was exalted to the status of God.
In the caste section, Ravidas, his poetry and politics surrounding it find mention. A Brahmin Woman : Revenge Herself by Lalitambika Antarjanam is a bold short story. Here she discusses sensitive issues like sexuality. Indeed the author was much ahead of her times.
Diaspora section is about building of a temple in United States with the help from Tirupati Devasthanam. In the section identity, the Ayodhya dispute finds mention. Ironically this chapter also tells us about many places where Hindus and Muslims pray alongside, and even together.
These essays are well researched scholarly works, and it is a pleasant surprise that they are interesting and not insipid pieces of research. This book, backed with solid study and fine equilibrium is not to be missed for sure.
Friday, 1 September 2017
Thursday, 31 August 2017
How would you feel if you entered the cinema hall seeing the poster of a Salman Khan film and instead of a blockbuster masala film, an insipid government documentary was dished out on your face. You may say this contingency is not likely to occur. Well something on the similar lines happened when I picked up Listening for Well-Being Conversations with People Not Like Us.
The catchy title had increased my expectations. I wanted to learn to how to listen to people who are not like me. That is exactly what the title promised right. After skimming through the initial few pages, I thought that perhaps the style of the writer was different from other self-help books. But after reading further, I realized that I was wrong.
The author simply seems to have forgotten that a book is meant for the readers. Absorbed and lost in his own days of planning commission, he simply misses to forge any sort of connect with his readers.
This book is neither a self-help book nor is it an interesting memoir. Enter it at your own risk, is all that I can say.